If you’re a seasonal homeowner in Florida, there has never been a more critical time to hire a qualified and professional home watch company to help protect one of your most valuable assets.
There are numerous reasons for this essential service. Still, I want to focus on one significant unfortunate fact: insurance companies are leaving the sunshine state at an alarming rate. Just today, it was announced that Bankers Insurance group is closing up shop in Florida and taking their business elsewhere. According to the Florida Insurance Guaranty Association (FIGA), this follows a string of five insurance companies filing for bankruptcy and dissolving their business since October 2021. This insurance crisis leaves customers in the lurch while scrambling to find a reasonably priced quality insurance carrier. One reason provided by Bankers for this unfortunate crisis is that lawmakers didn’t do enough recently in their homeowners special session to combat mounting fraudulent insurance claims resulting in litigation. This news couldn’t come at a worse time for Floridians as we are already well into the hurricane season.
You’ve had the home inspected, but that is usually a one-time deal and only represents the property on the day of the inspection. This is why seasonal homeowners must be proactive by adding a layer of protection and seeking a qualified professional home watch company such as Blue Team Home Watch. Professional home watch providers then help ensure your seasonal home is properly maintained and minor issues are detected and quickly addressed.
Consider for a moment how often it storms here in our great state. How often have you come home to the clocks blinking, indicating the power was out while you were away? Hopefully, the power was quickly restored. But, all too often, it can take hours or even days to restore power, depending on the storm’s severity. This could translate to no air condition and a severe change in your home’s relative humidity level in a matter of hours. Suppose you are a seasonal homeowner and haven’t hired a professional home watch service, like Blue Team Home Watch. In that case, you might return to your beautiful home and find the entire interior and all of its contents covered in mold resulting in tens of thousands of dollars of damage. To add to the bad news, many home insurance carriers now quietly require homeowners to report losses within 10 to 14 days of the loss, or their claim will be denied. That is just one of the countless things that can go wrong while your unoccupied home sits idle and unprotected. This is where hiring a professional home watch company is worth its weight in gold! While contracting a professional home watch company does not replace your home insurance policy, it adds a layer of protection that can help prevent minor damage from becoming a catastrophic disaster.
